Alin ang mas magandang investment ang SSS Flexi Fund o ang Modified Pag-IBIG 2 o MP2. The program was launched in 2001.


Pag Ibig Mp2 Vs Sss Peso Fund Which Is The Better Government Savings Program For You

Investments tend to grow faster with the Pag-IBIG MP2 than the SSS PESO Fund.

Pag ibig mp2 vs sss flexi fund. The ones that are derived from the Pag-IBIG funds annual net income will not go lower than seventy percent. SSS Flexi-Fund has a longer term than PAG-IBIG MP2. While the SSS PESO Fund is more designed for people seeking a low-risk investment for their retirement fund.

Heres the comparison betwen SSS PESO Fund vs Pag IBIG Modified 2. MP2 dividends are derived from no less than 70 of Pag-IBIG Funds annual net income. For SSS you use the same SSS no.

In this saving program the term is 1-30 years depending on your choice. Remember you have 2 different nos. From 2010 to 2018 the yearly dividend rate of the MP2 has ranged from 458 to 811 and followed an upward trend.

Ano SSS Flexi Fund. The Pag-IBIG MP2 is a good investment for most medium and long-term financial goals. You pay Flexi-Fund and regular SSS as one item in a single receipt.

One for MP2 and another for Pag-ibig 1. Dividend rate rose from 458 percent in 2010 to 811 percent in 2017 which means savings is almost doubled. For regular SSS and for Flexi-Fund.

SSS stated earnings can be whichever is higher from their short-term placement or 91-day treasury bills to which the fund is investedIf we look at BSP rates this could mean. Flexi fund earnings. According to SSS it is a provident savings program that is exclusively open to all OFWs.

For reference the average MP2 dividend rate in. Between the two Pag-IBIG MP2 is much more flexible in terms of customizing based on needs. In fact investment grows faster in MP2 than SSS PESO Fund.

35 of the total PESO savings is only allowed to be withdrawn for your medical educational housing and livelihood needs. MP2 dividends are derived from no less than 70 of Pag-IBIG Funds annual net income. From 2010 to 2018 the yearly dividend rate of the MP2 has ranged from 458 to 811 and followed an upward trend.

Interest rate Not Guaranteed previous Performanc. Depending on the market trend there is a possibility that the dividend rate will go higher. Its annual dividend rate averages at 765 which is way higher than the average time deposit rate of 2 in the Philippines.

Which one should you choosePESO or MP2. Both Pag-IBIG MP2 and SSS PESO Fund have higher interest rates than local banks. Your MP2 savings earn tax-free dividends at a rate higher than the dividend rate of the Pag-IBIG Fund Regular Savings Program.

The Pag-IBIG MP2 interest. SSS Social Security System followed suit in May 2015 through the PESO Fund program an offshoot of the Flexi-Fund savings program specifically designed for the OFWs. Pag-ibig MP2 is offered to all Pag-ibig members while SSS Flexi-Fund is only for OFWs who are paying the SSS maximum monthly contribution which is 1760 pesos.

However this is not the only option for you. Investments tend to grow faster with the Pag-IBIG MP2 than the SSS PESO Fund. For Pag-ibig you have 2 different Pag-ibig nos.

When it comes to interest rate PAG-IBIG MP2 takes the spot. For reference the average MP2 dividend rate in. Its goal is to provide additional income on top of what the regular SSS savings provides in preparation for your pension during retirement.

This chart below shows estimates of how much money you will get after paying 1500 pesos monthly for 5 years. For Pag-IBIG MP2 the average interest rate for 2019 is 741. Investments tend to grow faster with the Pag-IBIG MP2 than the SSS PESO Fund.

Its annual dividend rate averages at 765 which is way higher than the average time deposite rate of 2 in the Philippines. From 2010 to 2018 the yearly dividend rate of the MP2 has ranged from 458 to 811 and followed an upward trend. The dividends in the MP2 program are tax-free and have a higher rate than the regular Pag-IBIG savings program.

What is SSS Flexi-Fund. Difference of PAG-IBIG MP2 AND SSS PESO FUND1. Your MP2 savings earn tax-free dividends at a rate higher than the dividend rate of the Pag-IBIG Fund Regular Savings Program.

You can choose the 5-year term and renew it for another term. Most Pag-IBIG MP2 investors prefer to leave their dividends invested in the fund and withdraw everything all the dividends that have compounded together with the entire principal after 5 years. MP2 stands for Modified Pag-IBIG II while PESO stands for Personal.

The term for PAG-IBIG MP2 is 5 years to 10 years. You pay MP2 and Pag-ibig 1 contributions separately. Furthermore do consider which among the two programs would be.

Below are some information to guide your decision-making. Registart to Pag-ibig and get MP2 Account Number and use it when paying. According to this source the guaranteed earnings from SSS Flexi-fund is 4.

Theres a 375 interest per annum for funds under Retirement Account. Members are not allowed to withdraw all PESO savings after 5 years. As a voluntary program there is a need to start the.

In February 2010 Pag-IBIG launched MP2. There is also another reference although now unavailable that stated that the returns for an earlier period was 51. Minimum Deposit MP2 - 500 Pesos SSS - 1000 Pesos2.

For SSS PESO Fund there are several rates to consider since the funds are allocated to three different accounts. Ang SSS Flexi Fund ay isang savings program ng SS. Its annual dividend rate averages at 765 which is way higher than the average time deposite rate of 2 in the Philippines.


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