In other words may utang talaga unlike a co-maker. September 29 2018 at 441 pm.
Pag Ibig Housing Loan 2021 What Do You Need To Prepare Faqs
Vicinity MapSketch Map leading to the Property subject of the loan.
Co borrower requirements pag ibig. However should a co-borrower in a tacked loan signify an intention to avail of a PAG-IBIG housing loan for himself he shall be allowed to do so provided the tacked loan is. Has no outstanding PAG-IBIG housing loan either as a principal borrower or co-borrower. This is an official copy that you can download as well at Pag-IBIG website.
Claim your checkloan proceeds at the Pag IBIG Fund. BASIC REQUIREMENTS UPON LOAN APPLICATION 1. The spouse is required to sign some documents as well.
However should a co-borrower in a tacked loan signify an intention to avail of a Pag-IBIG housing loan himself he shall be allowed to do so provided the tacked loan as a whole is updated and the amount proportionate to his loan entitlement has been fully paid. Start paying your monthly amortization. Updated Tax Declaration House and Lot and Updated Real Estate Tax Receipt photocopy.
One 1 valid ID photocopy back-to-back of Principal Borrower and Spouse Co-Borrower and Spouse and. This Pag-IBIG Housing Loan Application Form for Co-Borrower is not for sale. For Condominium Unit present TCT of the land and Condominium Certificate of Title CCT Certified True Copy.
For Purchases through Pag-IBIG Accredited. Submit all housing loan requirements to Pag IBIG. For married qualified members as in my case a co-borrower was not also required but I needed to provide all the details of my spousethis is required.
BORROWER ELIGIBILITY 21 Must be a member for at least 24 months as evidenced by the remittance of at least 24 monthly contributions at the time of loan application. This service allows members with assigned Pag-IBIG Membership ID MID or Registration Tracking No RTN to accomplish and submit their Housing Loan Application online. This service enables accredited developers to accomplish and submit Housing Loan Applications on behalf of the prospective borrowers.
TCTCCT in the name of the borrowerco-borrowers if applicable Certified True Copy with proper mortgage annotation in favor of Pag-IBIG Fund RDs copy 3. Wait for the approval of your Pag IBIG housing loan. Checks of the PAG-IBIG Fund.
On Pag-IBIG Membership Must be a member under the Pag-IBIG I Pag-IBIG II or Pag-IBIG Overseas Program POP for at least twenty-four 24 months as evidenced by the remittance of at least 24 monthly contributions at the time of loan application. TCTCCT in the name of the borrowerco-borrowers if applicable with proper mortgage annotation in favor of Pag-IBIG Fund Owners Duplicate copy 2. Marriage Contract For all married borrowers co-borrowers spouse family members included on the computation of aggregate income Birth Certificate or any proof of relationship if with co-borrowers or family members included on the computation of aggregate income.
If the co-borrowers are non-relatives aside from having the eligibility requirements I mentioned previously they should also meet the following conditions as stated in Pag IBIG Circular No. The purpose of the housing loan is either for the purchase of a residential unit or lot or purchase of. For Co-Borrower Only Pag-IBIG MID NumberRTN Housing Account Number HAN if with existing HAN PRINT ALL ENTRIES IN BLOCK OR CAPITAL LETTERS CO-BORROWERS DATA LAST NAME FIRST NAME NAME EXTENSION RELATIONSHIP TO THE PRINCIPAL BORROWER MIDDLE NAME DATE OF BIRTH mmddyy WITH EXISTING HOUSING APPLICATION YES NO.
Note that the spouse is not the same as the co-borrower. 22 A new member shall be allowed to make a lump sum payment of 24 months to avail of housing loan. If there is a specific amount or percentage written in the loan contract say the co-maker is liable only for 20 percent of the amount then the co-maker can only be asked to pay up to 20 percent and the rest will be charged to the estate of the principal borrower.
This includes some of your personal details that Pag-IBIG official needs to have in order to process your application. Basic Requirements Upon Loan Application Housing Loan Application with recent ID photo of borrowerco-borrower if applicable 2 copies HQP-HLF-068069. One Certified True Copy and one photocopy of the Transfer Certificate of Title or Condominium Certificate of Title in the name of the borrower and co-borrower if applicable with Pag-IBIG fund mortgage annotation.
Complete all the Pag IBIG housing loan requirements. A co-borrower is not required for single qualified PagIBIG members. Proof of Income see details at the back 3.
Developers Online Housing Loan Application. Hence the co-borrower shall be released from the original obligation with the consent of the principal and the other co-borrowers and shall be allowed to avail of his own Pag-IBIG. Housing Loan Application with recent ID photo of borrowerco-borrower if applicable 2 copies HQP-HLF-068069 2.
In short self employed po ang co borrower ko sa pag ibig. If co-borrower is required then you need to comply with it po otherwise it could be a ground for rejection ng housing loan. May effect po ba un kpg xia kinuha ko ma co borrower.
Here is the full list of the Pag-IBIG Housing Loan requirements separating the basic from the required documents. Updated Tax Declaration for house and lot in.
Pag Ibig Housing Loan Requirements
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