Your savings will not be lost. The MP2 Savings is a special savings facility with a 5-year maturity designed for Pag-IBIG Fund members.


I Invested In The Pag Ibig Mp2 Program And I Earned 8 11 Interest In 1 Year Serve Pinoy

Your dividends are derived from no less than 70 of the Pag-IBIG Funds annual net income.

Pag ibig savings calculator. One-stop-shop for Household employers to register their Kasambahay to the 3 participating social security agencies namely Pag-IBIG SSS and PhilHealth. The dividends you shall earn are tax-free. How much income is required for your desired loan value.

What they do for unpaid loans after 24 months is to deduct money from the borrowers savings to pay the. Since wala pang easy way on checkingtracking your savings. This service allows OFW members to view their member savings with the Fund.

Updated February 12 2018 You want to save and grow your money. This cash loan program extends cash loan assistance to members for any. Desired Loan Amount.

With Pag-IBIG Funds Affordable Housing Program AHP it is now easier for minimum-wage and low income earners to own a home. Guaranteed by the Philippine government. Your MP2 Savings shall earn dividends at a higher rate than that of the regular Pag-IBIG Savings Program.

PAG-IBIG MP2 TRACKER CALCULATOR. The Pag-IBIG Loan Calculator will calculate the required Monthly Income that you need to request for the loan. Pag-IBIG MP2 Key Features.

Our 3-year average MP2 Dividend Rate is at 696. Read more below to know more. Get a Membership ID MID Number.

Theyre partially correct in their advice as Pag-ibig does not continue to charge interest and penalties for delinquent loans. Also it has historically been beating savings account and time. Pag-ibig MP2 Savings They say that love is an investment and with Pag-ibig you could invest a minimum amount of 500 pesos and earn as much as 8 dividend in a year.

How much you can borrow based on your income. Multi-purpose Salary Loan MPL This is a cash or salary loan offered by Pag-IBIG to its members who have religiously settled their monthly premiums for 24 straight months. This service allows existing housing loan borrowers to check their housing loan balance.

Modified Pag-ibig 2 or MP2 is a great savings plan. If Pag-ibig gave you that advice they should have also told you to use your money to increase your savings to offset what will be deducted from your savings. MP2 Modified Pag-IBIG 2 Savings.

Housing Loan Payment Verification. Pag-IBIG Fund sets aside at least seventy percent 70 of its annual net income and credits it proportionately to its members Pag-IBIG Savings as dividends. It will give you the estimated Monthly Amortization that you will be paying every month once the loan was approved and the Gross Monthly Income Requirement that should show in your proof of income.

With monthly payments as low P244530 per month and terms as long as 30 years owning your dream home has never been this affordable. This means that the more one has saved the higher dividends that member shall earn. This involves deducting from the salary of employees along with their employers share of contribution for Pag-IBIG contribution.

Pag-IBIG MP2 has a maturity period of 5 years compared to 20 years for Pag-IBIG regular savings. Pag-IBIG Savings I also called Provident Savings is a regular savings program for all members of the Pag-IBIG Fund or Home Development Mutual Fund HDMF. Affordable Housing Loan for.

How much you can borrow based on the value of the property. Who wish to save more and earn even higher dividends in addition to their Pag-IBIG Regular Savings. It has advantages over regular savings accounts time deposits or pre-need plans.

Any Pag-ibig 1 member can save with MP2. Pag-IBIG Fund invests at least 70 of its investible funds in housing finance as required by its. Kasambahay Unified Registration.

The program is also open to pensioners and retirees who were former Pag-IBIG Fund members. MP2 Modified Pag-IBIG 2 Savings. This is equivalent to 40 pesos for math-intolerant readers.

Last year the MP2 Dividend Rate was 811 - its highest ever. Pag-IBIG Fund Quality Policy. Pag-IBIG Fund Housing Loan Affordability Calculator.

For other types of Pag-IBIG members such as OFWs or self. MP2 makes saving and investing money easy affordable and quite profitable for Filipinos. Hello everyone I made a simple google sheet for tracking your PAG-IBIG MP2 savings or calculating your estimated returns or whatever you want to do haha.

Pag-IBIG At a Glance. Pag-ibig MP2 or Modified Pag-ibig Savings Program 2 is one of the passive income in the market thats open to almost anybody to invest. Members can borrow up to 80 of their Pag-IBIG Regular Savings and it can be paid up to 24 months.

The way it earns is not hard to understand and it is also relatively easy to start an account just by visiting the nearest Pag-ibig branch. Click here to select what you want to compute. Membership for Overseas Filipino Workers OFWs Housing Loan.

But wait theres more your earnings in Pag-ibig are also tax-free. The Modified Pag-IBIG II better known as MP2 is an optional savings program for current and former Pag-IBIG Fund members who want to grow their savings in addition to their Pag-IBIG regular savings. Membership Savings Programs.

Kindly refer to the table in this. I checked the math mukhang tama naman yung nagawa ko but if anyone is willing to double check. You can choose to receive your dividends annually or after the maturity period.

16 Zeilen The Pag-IBIG provident savings program is a fast easy and affordable way for a member. What are the advantages of Modified Pag-ibig 2. Loan Tenure Monthly 30 years 29.

Over the last 5 years the average dividend rate for Pag-IBIG MP2 is 710 while the average dividend rate for Pag-IBIG regular savings is 660. If youre not sure yet.


How To Invest In Pag Ibig Mp2 Complete Guide